GS has written to Shri P.K. Purwar regarding payment of EMI dues of bank loan of employees as deducted from salary and to make it up to date by the end of the August 2020 to avoid the disruption of CIBIL score of the employee. EMI is the portion of the Salary which is being paid to the BANK to repay its Monthly Outstanding dues via BSNL’s structuring process in terms of the condition of MOU with the said Bank. But It was notably found that the legitimate amount for the EMI hasn’t been paid ,which results an additional interest amount is being generated and was asked by Particular BANK to employees to pay it in addition to the EMI else it will be affect in their CIBIL Score.